Trump moves to restore home ownership dream by cutting mortgage costs, boosting factory-built homes

Good news! Good idea to promote manufactured homes!

"President Donald Trump on Thursday signed an executive order aimed at lowering single-family homeownership and mortgage costs, placing renewed emphasis on restoring the American Dream of homeownership amid persistent affordability challenges. ...

The order directs the Federal Housing Finance Agency to launch a pilot program that proactively cancels mortgage insurance premiums for qualifying borrowers once they meet equity thresholds based on current market values, using automated valuation models, and to expand its title insurance waiver pilot into a permanent nationwide program to cut refinance costs. ...

The initiative builds on the July 2026 ROAD to Housing Act’s elimination of the longstanding permanent chassis requirement for HUD-code manufactured homes and HUD’s Oct. 7 Next Generation Manufactured Housing Action Plan, which outlines steps to update construction standards, energy-efficiency rules, foundations, and installation for chassis-free designs. 

New manufactured homes have averaged around $135,000 in recent Census data, a fraction of site-built prices, and the task force is charged with recommending ways to expand their eligibility and production while maintaining safety standards. ..."

Trump moves to restore home ownership dream by cutting mortgage costs, boosting factory-built homes | Just The News "President Trump’s new executive order aims to cut mortgage insurance and title costs, expand factory-built homes, and reverse years of supply constraints so more Americans can afford to buy a home again."