Thousands Of Employers Will Not Insure Employees’ Spouses Anymore

UPS In The News

UPS made news this week (8/20/2013) by announcing it will end health insurance coverage for thousands of spouses if they can get their coverage with their employer. Here is the USA Today article. The subheading of this article reads: “UPS will follow thousands of other companies this fall in ending health insurance coverage of employees' spouses if they can get coverage elsewhere.”

Import Of The News

First, these news immediately raise at least two questions:

1.       How will employers determine that an employee’s spouse would be able to obtain health insurance coverage through the spouse’s employer?

2.       What if the spouse’s employer has the same policy? Then, which employer will insure the employee?

From these two questions, I surmise in the end a number of working employees’ spouses may find themselves left with the option to obtain health insurance through Obamacare exchanges. Some employers may end to offer health insurance completely.

What will the Obama Administration probably do about it? We know that President Obama does not wait for Congress.

UPS Listed A Number Of Extra Costs Thanks To Obamacare

•Coverage for dependent children up to age 26; regardless of whether they are enrolled in school, are married, or (beginning 2014) have coverage available from their own employer;

•Removal of lifetime and annual benefit limits;

•Fees for comparative effectiveness research; and

•Fees to help fund the public exchanges.

That children regardless of circumstances are can be insured by their parents up to age 26 is an absurdity. Why not until age 50?

Why Is The US Health Care System So Screwed Up?

The news about UPS reaction to ObamaCare is only a symptom of a huge underlying problem with health care overall in the USA.

Big government has severely meddled at least since the New Deal with health care. There should be no tax privileges for businesses to offer health insurance for their employees. If any such tax privileges, they should be exclusively made available to individuals.

Businesses have no business to be in the health insurance coverage business for their employees except they voluntarily choose to do so at their own expense. Employer sponsored health care is one of the worst ideas of the past 60 some years in American history! It is actually a socialist idea, because it targeted large companies!

Most Americans probably do not realize that their health care is already government run by a large extent even before Obamacare. Just think e.g. of Medicare and Medicaid or Veteran Health Benefits or SHIP.

Brilliant, But Incompetent President Obama Lied

President Obama stated “"If you like your health care plan, you can keep your health care plan." Barack Obama on Tuesday, August 11th, 2009 in a town hall meeting”. Well, this is only one example that he is not a man of truth or he is a demagogue.